增长停滞两年后，H&M重组全球架构，大中华区降级｜独家
文｜贺哲馨 编辑｜乔芊 36氪独家获悉，瑞典快时尚巨头H&M正在推进一场波及全球的组织架构调整：原本按地理划分的9大区域业务板块被打散，重新拆分为26个销售市场，并以市场表现为依据归入四个新设立的“洲级”事业部管辖。 大中华区在这轮调整中降级为26个销售市场之一，归属新成立的亚太洲级事业部（Continent…
Worried about a lower Social Security benefit? How to calculate the exact impact it will have on your retirement.
If benefits go down 22% in 2032 as predicted by the latest Trustees report, you need to know what that means for you. Source：MarketWatch
Social Security benefits and costs are perfectly reasonable — no case exists for massive cuts
It might be nice to reduce the large share of benefits going to high earners who retire later and live long lives. Source：MarketWatch
Millions of grandparents are spending their retirements raising their grandkids — and it's taking a financial toll
Grandparentheaded households are more likely to live in poverty. Source：MarketWatch
The true national debt just hit $1 million per U.S. household
The effective U.S. national debt just crashed through $100 trillion for the first time in history, and now stands at an extraordinary 400% of annual gross…
Social Security's COLA could be 4.7% in 2027 as inflation hits the highest level in 3 years
A total of 44% of older Americans depend on Social Security for all of their income, according to the Senior Citizens League. Source：MarketWatch
My wife and I are 61. We have $2.2 million and expect $5,000 in Social Security benefits. Do we claim early?
“We need our assets and income to support us for the next 25 years.” Source：MarketWatch
When a World Cup team loses, its country's stock market also goes down. Here's the weird reason why.
Soccer's premier tournament brings a hidden danger to your investment portfolio. Source：MarketWatch
Fund a grandchild's retirement tax-free from birth — if you can trust an 18-year-old with the money
A new birthtoretirement account bypasses standard Roth IRA rules — but the beneficiary gets control at adulthood. Source：MarketWatch
Washington is quietly changing the rules for this vital American industry — and the timing couldn't be worse
Congress and the White House are moving to micromanage railroads — putting a main artery of the U.S. economy at risk. Source：MarketWatch
The great gold myth: Why the precious metal isn't the war hedge we're told it is
Gold has tumbled since the Iran war started — and it proves everything you know about geopolitical risk is wrong. Source：MarketWatch
Think a tax extension buys you more time to pay? The IRS has some bad news for you.
An extension delays paperwork, but not your payment. Settle your bill now to stop daily IRS penalties. Source：MarketWatch