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Will this refinancing strategy reduce the tax bite from RMDs?

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Will this refinancing strategy reduce the tax bite from RMDs?

Sometimes, a Roth conversion may not be a good strategy.

Will this refinancing strategy reduce the tax bite from RMDs?

Source：MarketWatch

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Source：https://www.marketwatch.com/story/will-this-refinancing-strategy-reduce-the-tax-bite-from-rmds-4a102e4a